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A fungal nail infection occurs from the overgrowth of fungi in, under, or on the nail. Fungi thrive in warm, moist environments, so this type of environment can cause them to naturally overpopulate. The same fungi that cause jock itch, athlete’s foot, and ringworm can cause nail infections.
Athlete’s foot occurs when tinea fungus grows on the feet. You can catch this fungus through direct contact with an infected person, or by touching contaminated surfaces.